Technology

Tokenization

Advanced card tokenization replaces sensitive card data with secure references for downstream use.

Overview

Tokenization Overview

Tokenization replaces card data with non-sensitive references that can be safely stored and reused for repeat transactions, cascading flows, and orchestration decisions without exposing PAN to merchant systems.

How It Works

Inside the Layer

Capture

Card data is captured via hosted checkout or compliant flows.

Token Issuance

A secure token is issued and returned.

Reuse

The token is used for subsequent payment operations.

Use Cases

Where It Applies

Card-on-file
Subscriptions
Cascading retries
Security

Security Benefits

  • Reduces PAN scope in merchant systems.
  • Supports PCI DSS aligned operations.
  • Enables tokenized cascading.
FAQ

Frequently Asked Questions

Tokens are managed inside the BoxCharge platform with secure access controls.

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