Technology

3DS Authentication

3D Secure authentication layer for supported card networks, integrated into the gateway flow.

Overview

3DS Authentication Overview

BoxCharge integrates 3DS authentication for supported card networks, helping align transaction flows with cardholder authentication requirements and regional regulations where applicable.

How It Works

Inside the Layer

Frictionless Path

Eligible transactions complete without explicit challenge.

Challenge Flow

Issuers may request additional authentication when required.

Result Handling

Authentication outcome propagates into the authorization request.

Use Cases

Where It Applies

EU PSD2 SCA contexts
High-value transactions
Issuer-required challenges
Security

Security Benefits

  • Cardholder authentication through issuer.
  • Reduces certain CNP risk categories.
  • Operates alongside tokenization.
FAQ

Frequently Asked Questions

Requirements vary by region, network, and issuer.

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