Trusted by merchants in 50+ countries

AcceptPayments
AnywhereYourCustomersAre.

Card networks, digital wallets and local APMs in one global checkout — built to win every cart, in every market.

Onshore, offshore and cross-border merchant accounts — one orchestration layer.

Live · UTC 17:11:03 · 14,228,490 routed today
Operational · 99.98% uptime (30d)
Local APMs in 30+ markets
One-click checkout flows
Cascading retries
EUUKAPACMEASEALATAMAUJP
Approved · DE
€ 1,248.00SEPA
Routed via
Acquirer · APAC
APM
PixiDEALSEPA
3DS
Authenticated
Brands building global payments on BoxCharge
N
Nordwind
SaaS · EU
CT
Coral Travel
Travel · MENA
B
Bytehaus
Marketplace · APAC
ME
Mirae Edu
Education · APAC
AR
Atlas Retail
E-commerce · LATAM
HP
Helios Pay
Fintech · EU
V
Verdant
Subscriptions · UK
K
Kintaro
Marketplace · JP
N
Nordwind
SaaS · EU
CT
Coral Travel
Travel · MENA
B
Bytehaus
Marketplace · APAC
ME
Mirae Edu
Education · APAC
AR
Atlas Retail
E-commerce · LATAM
HP
Helios Pay
Fintech · EU
V
Verdant
Subscriptions · UK
K
Kintaro
Marketplace · JP

Some clients shown anonymized at partner request.

0+
Acquiring Partners
0+
Payment Methods
0+
Currencies
0
Global Regions
0.00%
Uptime Target

Coverage subject to merchant profile, jurisdiction, and partner availability

Connectivity Across Major Schemes & Local Payment Methods

One Integration. Global Acceptance.

Card Networks
VisaMasterCardAmerican ExpressUnionPayJCBDiscoverDiners Club
Alternative Payment Methods
SEPAiDEALPixKlarnaBancontactKlarnaP24GiroPayAlipayWeChatPayPalApple Pay
Core Solutions

Payment Infrastructure for Worldwide Business

Connect to multiple payment capabilities through one flexible infrastructure layer designed for global merchants, platforms, and digital businesses.

Global Merchant Services

Support for international merchant account enablement and acquiring connectivity through trusted payment relationships.

Cross-Border Payment Gateway

Accept and process payments across regions with secure gateway connectivity and multi-currency support.

Payment Orchestration

Route transactions intelligently using cascading logic, multi-acquirer connectivity, and performance-based routing.

Alternative Payment Methods

Offer customers more ways to pay through local and regional payment methods across Asia, Africa, Europe, and other expanding corridors.

IBAN & Settlement Solutions

Support international collections, settlement flows, and account-based payment operations where available through partner infrastructure.

Developer-Ready APIs

Integrate using hosted checkout, server-to-server APIs, webhook notifications, and secure transaction flows.

Not sure which solution fits your business? Our specialists will map it out for you.
Talk to a Payment Specialist
Pay-in & Pay-out

One platform for collections and disbursements

Most providers do one side well. BoxCharge handles both — collect from your customers (pay-in) and send money to suppliers, partners or customers (pay-out) through the same settlement balance.

Collection · Pay-in

Accept money from your customers

Cards, wallets, bank transfers and crypto — auto-localised at checkout, secured by 3DS2 and tokenisation, settled into your BoxCharge balance.

  • Cards

    Global card acceptance with 3DS2 and tokenisation.

    VisaMasterCardAmerican ExpressJCBDiners ClubUnionPay
  • Wallets & APMs

    One-click wallets and regional alternative payment methods.

    Apple PayGoogle PayPayPalGrabPayNowWeChatAlipay
  • Bank rails

    Account-to-account and local bank transfer schemes.

    SEPAPixiDEALBancontactKlarnaGiroPay
  • Crypto

    USDT on TRC-20 / ERC-20 with auto-conversion.

    Tether
Disbursement · Pay-out

Send money where it needs to go

One balance, many rails. Pay your suppliers, contractors or customers across borders without juggling four banking portals.

  • SEPA payouts

    SCT and SCT Inst across 36 SEPA-zone countries.

    SEPA
  • Local rails

    Faster Payments UK, ACH US, PIX BR, UPI IN, and more.

    SEPAPixiDEALP24
  • Wallet disbursements

    Pay suppliers, contractors and customers to local wallets.

    PayPalGrabApple PayGoogle Pay
  • Crypto payouts

    USDT TRC-20 / ERC-20 disbursements with on-chain receipts.

    Tether

Onshore, offshore and cross-border merchant accounts — orchestrated through one API.

Orchestration

Convert More Payment Attempts Into Better Outcomes

BoxCharge uses intelligent routing and cascading payment logic to help reduce unnecessary declines and improve transaction performance.

  • Cascading routing
  • Multi-acquirer connectivity
  • Smart MDR-based routing
  • Transaction failover logic
  • Regional payment optimization
  • Approval performance monitoring
  • Lower-cost routing where suitable
Transaction Flow live
Customer
VisaApple PaySEPAPix
BoxCharge Intelligence Layer
Cascading · Smart Routing
Acquirer A
Acquirer B
APM
Successful Processing
Retry · Failover Route
Transaction Flow

From Tap to Approved — In Under a Second

Every payment travels through tokenisation, fraud screening, 3DS and smart routing before reaching an acquirer. Soft declines are recovered automatically.

PCI-DSS L1 infrastructure
Customer
Card · Wallet · APM
PCI-aligned Vault
Tokenisation
Fraud & 3DS2
Sub-second checks
Smart Router
Cascading fallback
Acquirer
Approved & captured
Primary acquirer declined · soft code 05
Smart Router cascades to fallback acquirer within 800 ms SLA.
Approved on fallback · auth code 87521
Captured, tokenised for next time, webhook fired — total round-trip 388 ms.
PCI-DSS L13DS2Network TokenVelocity ControlsAuto-cascade fallback
Live Product Tour

See BoxCharge in Action

A look inside the merchant console — smart routing, cascading recovery, regional insight and AI reporting, working in real time.

console.boxchrge.com/dashboard
HomeDashboard
live
Dashboard Overview
Live performance across acquirers, currencies and methods
Last 90 days
vs prev 90d
Total Volume
$7.42M
+18.4% vs prev 90d
Approval Rate
94.3%
+0.6pp vs prev 90d
Declined
5.7%
-0.6pp vs prev 90d
Transactions
54,118
+12.7% vs prev 90d
Refunds
$42,180
-6.1% vs prev 90d
Chargebacks
0.18%
-0.04pp vs prev 90d
Settled
$6.92M
+19.1% vs prev 90d
Pending Settlement
$498,210
T+1 to T+2
3DS frictionless
71.2%
3DS challenge
18.4%
Tokenized cards
64%
Fraud rules fired
1,284
Smart Routing & Cascading
Last 90 days · auto-recovery from soft declines
Recovered
$0
Routed via primary
87.1%
Cascade retries
3,820
Est. MDR saving
$34,580
Without cascading87.4%
With cascading94.3%
Payment Mix
Volume share
Cards56%
APMs24%
Wallets14%
Bank transfer6%

One control plane. Real-time KPIs across every acquirer, currency, and method.

Security & Compliance Stack

Trust, baked into every transaction

PCI-DSS L1
Service provider
3DS2 / EMV
Issuer authentication
Network Tokens
Vault + on-network
GDPR-ready
EU data residency
ISO 27001-aligned
Information security
SOC 2 Type II controls
Operational rigor
Coverage

Pick a Region. See What You'd Unlock.

Click a region to see primary local payment methods, supported currencies and typical onboarding lead time.

Primary APMs
SEPAiDEALBancontactKlarnaGiroPayP24
Supported Currencies
EUR£GBPCHFkrSEKkrNOKPLN
Typical Onboarding
2–4 weeks

Subject to business profile, jurisdiction and partner review.

What clients say

Trusted by Teams Moving Global Payments

"BoxCharge gave us one integration to reach customers across three continents. Our APAC approval rate moved meaningfully within the first quarter."

Head of Payments
Cross-Border SaaS · Berlin, DE
Operating in a specific region or industry? Let's discuss the right setup.
Request a Consultation
Estimate

What Smart Routing Could Recover

A scenario model based on industry-typical lift of 4–7% of declined volume. Not a guarantee — your real number depends on corridor, MCC, acquirer mix and 3DS coverage.

$500,000
87%
Scenario

Average across our book · modeled on a 5.5% recovery of declined volume and a 0.22% MDR efficiency from cost-optimal routing.

Estimated additional approved volume
$27,500/ month
+ $1,100 / month MDR savings
~$343,200 per year, combined
Monthly volume$500,000
Approval today87%
ScenarioTypical
Modeled lift5.5% of declined
Get an exact estimate from a specialist
Security & Compliance

Built With Multi-Layer Transaction Safety

Security, authentication, and compliance-aware infrastructure are placed at the center of every payment flow.

PCI DSS Aligned Infrastructure
3DS Authentication Layer
Advanced Card Tokenization
Fraud Prevention Rules
Velocity Controls
Secure S2S Integration
Transaction Monitoring
Customer Authentication Mechanisms

Designed to support secure payment operations and partner compliance workflows.

Comparison

Single Acquirer vs BoxCharge

Why a multi-acquirer orchestration layer outperforms a single processing relationship.

Capability
Single Acquirer
BoxCharge
Acquirer connectivity
Single provider
70+ acquiring partners
Routing logic
Fixed routing
Cascading & performance-aware
APM coverage
Limited regional methods
40+ local payment methods
Failover on declines
Manual retries
Automatic failover routes
Integration scope
Per-acquirer rework
One unified API
Reporting
Fragmented dashboards
Consolidated transaction view
Onboarding
Long, opaque review
Structured, partner-led process
Alternative Payment Methods

Local Payment Methods for Global Reach

Expand payment acceptance with regional APM connectivity across selected markets in Asia, Africa, Europe, and additional corridors as they become available.

SEPASEPA
iDEALiDEAL
PixPIX
UPIUPI
BancontactBancontact
KlarnaSofort
BoletoBoleto
OXXOOXXO
KlarnaKlarna
P24P24
PayIDPayID
GiroPayGiroPay

Coverage depends on merchant profile, region, partner availability, and onboarding review.

Live Checkout Preview

What Your Customers See at Checkout

A polished, multi-method checkout flow — cards, secure-layer checks, smart routing, 3DS, wallets and APMs — built into every BoxCharge integration.

checkout.boxchrge.com/pay/mrc-inv-78291
Secure checkout powered by BoxCharge
BC
Premium Business Software — Annual
nimbus.co

Transaction summary

Order IDMRC-INV-78291
Premium Business Software · Annual$1,200.00
Tax (8%)$96.00
Network fee$18.00
Total$1,314.00

Customer Details

Daniel Carter
daniel.carter@example.com
+44 7700 900128
22 Bishopsgate, London EC2N 4BQ, United Kingdom

Select Payment Method

Cards
Visa
Credit or debit card
VisaMasterCardAmerican ExpressUnionPay
3DS2 secured
Digital Wallets & APMs
Grab
GrabPay
Pay with GrabPay
Alipay
Alipay
Pay with Alipay
WeChat
WeChat Pay
Pay with WeChat Pay
Shopee
ShopeePay
Pay with ShopeePay
PayNow
PayNow
Pay with PayNow
Apple Pay
Apple Pay
Pay with Apple Pay
Tokenised & fraud-scored
Card details are never stored on your servers.
Secure payment infrastructure
PCI-DSS
Aligned
3DS2
EMV Authenticated
Tokenised
Network Token
Fraud-scored
Real-time

One checkout. 40+ payment methods. Auto-localised per buyer.

Developers

Built for Fast, Clean Integration

Hosted Checkout, S2S APIs, webhooks and SDKs in Node, Python, PHP, Java, C#, Go and cURL — copy-paste a working call in your language.

Hosted CheckoutS2S APIWebhooksPayment StatusTokenized Card FlowUSDT TRC-20Pay-out APIs
const payload = {
  reference: "1DEVJAVA250422",
  public_key: process.env.BX_PUBLIC_KEY,
  terNO: 42,
  bill_amt: "124.80",
  bill_currency: "EUR",
  product_name: "Order #8821",
  "integration-type": "s2s",
  mop: "CC",
  ccno: "4111111111111111",
  ccvv: "123",
  month: "01",
  year: "30",
  return_url: "https://merchant.com/return",
  webhook_url: "https://merchant.com/hooks/bx",
};

const res = await fetch("https://api.boxchrge.com/api/s2s", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify(payload),
});
const data = await res.json();
console.log(data.transID, data.status, data.authurl);
Why BoxCharge

Why Businesses Choose BoxCharge

Global Payment Reach

Reach customers across multiple regions through international payment connectivity.

Smart Transaction Routing

Performance-aware routing that adapts to acquirer and corridor conditions.

Multi-Payment Connectivity

Cards, wallets, bank transfers and local methods through one integration.

Secure Processing Layer

Authentication, tokenization, and monitoring at the core of every flow.

Partner-Led Onboarding

Responsive onboarding and technical coordination during business hours or agreed support windows.

Plan your launch

Ready to See Your Custom Setup?

Share a few details about your business and a BoxCharge specialist will come back with a tailored routing, APM and onboarding recommendation — typically within one business day.

  • Routing & APM map for your corridors
  • Compliance-aware onboarding outline
  • Typical response within 1 business day
  • No obligation — review the plan first
What happens next
  1. 1We review your details and corridors
  2. 2A specialist is matched to your profile
  3. 3You receive a tailored setup proposal
  4. 4Onboarding kicks off when you're ready
FAQ

Common Questions

Pick your industry for tailored answers — or browse the generic set.

BoxCharge provides global merchant services, payment gateway connectivity, payment orchestration, APM access, IBAN & SEPA settlement, payouts and developer-friendly payment infrastructure.
Talk